You can get a loan in your bank account. To do so, you must install the app, share your personal and contact information, and your account number to receive the transfer. The loan approval process takes no more than 3 minutes. Everything is done online. Loans are directly transferred to your account, with no need to wait in lines.

By installing MiKredit - the online loan app, you can rely on:

Instant online loans anywhere in Spain, at any time.

Participate in free MiKredit promotions and receive gifts.

All microloan terms, contracts, and agreements are available.

Who can apply for an online loan?

Spanish citizens over 18 years of age.

No income certificate, guarantors, or collateral are required.

You can work informally or be self-employed to apply for a loan. Work experience is not important to us.

Loan Terms
Loan Amount: €25 to €1,000
Loan Term: 61 to 365 days
Daily Interest Rate: 0 to 2%
Maximum Annual Interest Rate: 730%

An Example of How to Calculate a Loan Interest Rate
Daily Interest Amount: 150/100*2 = €3
The interest accrued over 90 days of loan use will be €191 (127%, taking into account the reduction in the debt balance when repaying according to the payment schedule).
Repayment Amount: 150+191 = €341.

Online Loan via the MiKredit App - Online Loan is a quick solution for urgent financial problems. Online microcredit is available 24 hours a day.