D-Ma or a digital mother is a role-playing robot, all of which can be accessed through an app. Somebody help to hunger people for getting point. This point helps to get another facility. The borrowing process will maintain by D-Ma. The borrower will not be able to deceive. The business transaction process will maintain by D-Ma. The businessman will not be able to deceive. D-Ma will be arranged investment to develop much more business. D-Ma collects the best idea from users. D-Ma will arrange an advertising platform for the businessman. Businessmen easily broadcast their ads to real customers. D-Ma will arrange a mobile banking system. D-Ma also solves the unemployment problem in Bangladesh.