Golden Legand Leasing and Finance Limited (GLLFL) is a licensed Non-Banking Financial Company (NBFC) registered under the Companies Act and regulated by the Reserve Bank of India (RBI). With a legacy spanning 40 years, GLLFL has been committed to fostering financial inclusion by offering small-ticket secured and unsecured loans to individuals from all segments of society, thereby contributing to their socioeconomic upliftment.
Key Features of GLLFL
Loan Offerings:
GLLFL provides loans ranging from Rs.10,000/- to Rs.2,50,000/-.
Interest rates are competitive, starting from 9% and going up to 30% per annum for unsecured loans, catering even to individuals with low credit scores.
Loan tenure is flexible, ranging from a minimum of 100 days to a maximum of 104 weeks, depending on the loan category.
Eligibility and Accessibility:
Loans are available to all individuals with a minimum of six months of earning proof.
The borrowing process is entirely digital, with minimum manual intervention, ensuring efficiency and transparency.
AI-Driven Automation:
Borrower journeys are powered by our AI-based Loan Origination and Loan Management Services.
AI-driven document scanning and analysis ensure quick and accurate processing of applications.
Disbursements are automated through a PCI DSS-compliant platform, ensuring data security and payment reliability.
Customer-Centric Approach:
The platform enables hassle-free, paperless transactions via mobile apps or web browsers.
Customers benefit from instant approvals, seamless documentation, and online disbursement of funds.
No hidden charges ensure complete transparency in financial dealings.
Security and Standards:
GLLFL prioritizes customer safety and complies with stringent security standards to protect sensitive information.
Example of Loan Costs
For instance, if a loan of ₹10,000 is availed for 100 days at an annual interest rate of 30%, the total repayment amount, excluding applicable taxes, will be approximately Rs.10,822/-.
Commitment to Digital Transformation
Our digital platform simplifies loan acquisition, approval, and disbursement processes. By integrating advanced security features and adopting paperless transactions, GLLFL ensures an efficient and secure borrowing experience for its customers.
Golden Legand Leasing and Finance Limited remains dedicated to empowering individuals by providing accessible financial solutions that meet their diverse needs.