Micbun is an application designed for internal use by financial institutions that require it, primarily aimed at loan officers and banking staff to optimize the management and monitoring of clients and internal microcredit operations.
Its primary use is internal, exclusively for authorized personnel.
In addition, it offers public informational functions, such as a loan simulator, submission of requirements, and an activity schedule, without offering direct loans to the public or processing external applications.
Main functions (internal use):
Register and manage clients at different stages of the loan process: promotion, evaluation, disbursement, and more.
View general and detailed statistics of monthly transactions in local currency and dollars.
Organized monitoring of the client portfolio, with filters by month and status.
Editing and updating data from a mobile device.
Notifications and alerts to improve productivity and goal achievement.
Access control through authorized users and defined roles.
Informative functions (general public):
Loan simulator.
Information on requirements and necessary documents.
Activities and news agenda.
Important:
This application does not offer personal loans to the public, does not process external applications, and does not provide payday loans or products repayable in less than 60 days. All financial transactions are carried out within the current regulatory framework for internal microfinance of each entity.