Spark by Ayshwarya Syndicate is the revolutionary and fairest way to invest and grow your wealth.

The Spark Savings Account is the smart choice to create a secure future for your family and achieve your dreams - with up to 8% p.a. for Savings account and, the Recurring Deposits and Fixed Deposits starting at 8.1%p.a.


Why Spark by Ayshwarya Syndicate is the smarter choice

1. Open Secure Zero-Balance Savings Account in minutes - Quickly and securely open a Savings Account with zero balance with easy in-app e-KYC.
2. Unbeatable Savings interest rates to kickstart savings - Best interest rates in the market of up to 8% p.a.
3. Daily credit of interest - Every day of the year, a higher balance awaits you in your Savings Account. No more waiting for an entire quarter to see the interest generated on your hard-earned money.
4. Unbeatable Fixed Deposits to supercharge growth - with interest rates from 8.1% p.a. onwards. Also avail options to receive interest monthly, or yearly to suit your needs.
5. High return Recurring Deposits to help form disciplined savings habit - with interest rates from 8.1% p.a. onwards.
6. Transparency and Trust - Fully transparent interest calculations. No confusion over whether minimum or average balance is considered. Interest will always be on the balance at the end of the day.
7. No charges for minimum balance or maintenance, ever. - Enough said.
8. Bill Payments - Easily recharge mobile numbers, and pay mobile, electricity, water, DTH and other provider bills.


Other products

Spark Business Account for Professionals and Companies
Powerful dashboard
Robust and free transfers
World-class security
POS Card Reader
Spark Pay payments SDK


About Ayshwarya Syndicate

Ayshwarya Syndicate is a network of cooperatives established to bring about financial inclusion through innovative digital products and services. Ayshwarya Syndicate Souharda Credit Cooperative Ltd. and Ayshwarya Syndicate Cooperative Credit Society Ltd. together work to propagate “Ayshwarya”, i.e. “Prosperity” in Sanskrit.

Ayshwarya Syndicate’s Spark Savings Account and Spark Business Account are the premier products to help customers achieve their financial goals.