Uwezo chapaa loan makes it easy for you to access loans any where you are with your smart phone. Sign up, apply for a loan and receive your money straight to your mobile account.

RATES AND FEES

Seychelles
Loan Amounts applicable: SR 500 to SR 20,000
APR: 17.5% to 34.5%
Example loan: For a loan of principal of SR 16,000, a flat fee of SR 2,360. No late fees, rollover charges, or origination fees.
Total amount to pay 16,000 + 2,360 = SR 18,360.

Mauritius
Loan Amounts applicable: ₨ 500 to ₨ 20,000
APR: 22.4% to 34.5%
Example fee: For a loan of principal of ₨ 5,000, a flat fee of ₨ 1,400.
No late fees, rollover charges, or origination fees.
Total amount to pay 5,000 + 1,400 = ₨ 6,400.

Tanzania
Loan Amounts applicable: TZS 500 to TZS 20,000
APR: 17.5% to 33%
Example fee: For a loan of principal of TZS 11,250, a flat fee of TZS 2,250.
No late fees, rollover charges, or origination fees.
Total amount to pay 11,250 + 2,250 = TZS 13,500.

South Africa
Loan Amounts applicable: R 500 to R 20,000
APR: 22.4% to 33.5%
Example fee: For a loan of principal of R 5,000, a flat fee of R 1,400.
No late fees, rollover charges, or origination fees.
Total amount to pay 5,000 + 1,400 = R 6,400.

Algeria
Loan Amounts applicable: DA 500 to DA 20,000
APR: 17.5% to 33.5%
Example fee: For a loan of principal of DA 11,250, a flat fee of DA 2,250.
No late fees, rollover charges, or origination fees.
Total amount to pay 11,250 + 2,250 = DA 13,500.

Ghana
Loan Amounts applicable: GH₵ 500 to GH₵ 20,000
APR: 23.5% to 32.5%
Example Fees: For a loan of principal GH₵ 12,500, a flat fee of GH₵ 2,250. No late fees, rollover charges, or origination fees.
Total amount to pay 12,500 + 2,250 = GH₵ 14,750


Repayment Terms for All Loans
Depending on the loan amount for which you are eligible, you have the option to choose repayment terms for up to 365 days. Every loan amount we offer has a minimum of 72 days to repay. Choose the loan term that’s right for you within the app.

Uwezo chapaa loan puts you in control of your finances. The Uwezo chapaa loan app lets you apply for credit on the go and it works 24/7.

* No paperwork, collateral or office visits needed
* Use your money the way you want to -- for home or business
* No late charges or rollover fees
* Get access to bigger loans, lower fees, and flexible payment terms as you repay

SAFE AND SECURE

Uwezo chapaa loan makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy.