Lever is a debt negotiation app to help you get unstuck and 100% debt-free. Get locally‑based support, helpful debt-crushing advice, and access to live chat 7 days a week.

We use best-in-class security to protect your privacy, backed by Amazon and Stripe ecosystems.

Get unstuck and out of debt

* You can negotiate any bill, any time. You set the terms.
* Select from 100s of participating brands to mediate with.
* Take advantage of our helpful staff. We’re all ears, all the time.

Kill all your bills, family and personal

* Pay off personal bills, like outstanding credit cards, parking tickets, and phone charges.
* Destroy family expenses, such as utility & gas bills, household loans, and family dental.
* Crush life debt, including medical, car and life insurance, and soon to come... student loans.

Conquer debt, without the fees

* Traditional firms charge you for every single debt. Lever lets you start for free.
* Normally, debt firms require a minimum debt and they charge you a percentage. Not us.
* We have one simple, small annual payment. You get unlimited negotiations for $59/year.

Take a holiday from stressful debt

* Get instant relief from debt with payment holidays.
* Unique to Lever, helping you destress and giving you time to recover.

Make an offer or create a payment plan

* Settle bills based on your income or current circumstances.
* Request to change your payment plans when it suits you.

Dispute suspicious bills, and stop pesky calls

* Don't put up with unwarranted charges, make a dispute with ease.
* Put a stop to those annoying collection calls. It's simple to do.



T&Cs @ app.leiver.com.au/info/terms_of_use. Lever is a brand of Lever Holdings Pty Ltd and AspirePay Pty Ltd. ABN: 90 647 16 6 318 and Australian Credit Licence 533825. Any advice provided on this website is of a general nature only and does not take into account your personal needs, goals, and circumstances. You should consider speaking with a professional about whether it is appropriate to action advice based on your situation. Registered address: Level 2, 23 Foster Street, SURRY HILLS NSW 2010.