Ayocash is a loan marketplace application in Indonesia focused on providing safe and efficient loan services to users. We partner with various licensed financial institutions, strictly selecting loan products that comply with regulations, ensuring that every loan is legal and compliant. The platform does not charge intermediary fees or hidden costs; it simply acts as a bridge connecting you with quality lenders, making borrowing easier and more transparent.
Core Products & Benefits
● Flexible Limit: Maximum loan of IDR 10,000,000, meeting both emergency and consumption needs.
● Flexible Tenor: Loan terms range from 91 days to 365 days, selectable according to your needs to reduce repayment burden.
● Transparent Interest Rates: Daily interest rates as low as 0.05%, with a maximum APR of 29.2%. Calculated based on the actual loan amount and tenor, with no hidden tricks.
● Fast Disbursement: The entire process is online, fast, and convenient.
● Guaranteed Security: Bank-grade encryption technology strictly protects user privacy and funds security.
Loan Example: Borrow IDR 5,000,000, daily interest 0.06%, 180-day term
Loan Details:
● Principal: IDR 5,000,000
● Daily interest: 0.06% (i.e., daily interest = IDR 5,000,000 × 0.06% = IDR 3,000)
● Term: 180 days
● Total interest: IDR 3,000/day × 180 days = IDR 540,000
● Total payment: Principal + interest = IDR 5,000,000 + IDR 540,000 = IDR 5,540,000
Payment Method: Supports partial repayment before maturity or full repayment at maturity, allowing for greater flexibility in managing cash flow.
Suitable for:
● Small business owners who need temporary working capital
● Employees facing unexpected expenses
● Students planning to upgrade their skills or continue their studies
● Freelancers who want to manage their finances flexibly
How to Apply:
1. Download the app: Search for "Ayocash" in the app store and install it for free
2. Register & Login: Enter your mobile number, complete identity verification
3. Apply for a loan: Fill in your details, select the appropriate loan product, and submit your application
4. Wait for the process: The system will match the loan automatically, and results can be released in as little as 10 minutes
5. Funds Disbursement: Once approved, the loan funds will be transferred directly to your registered bank account

(Note: Borrow according to your ability and plan your use wisely)