Azina365 is a secure financial management application built for SACCOs, chamas, and welfare groups. It enables registered members to manage savings, monitor contributions, access account statements, and track group financial activities from anywhere. The app provides digital tools for transparency, efficiency, and easy access to financial records. Users can view and monitor existing group loans, make deposits through integrated mobile money services, and receive notifications about approvals and updates. Azina365 does not provide or facilitate personal loans or credit directly to individuals. All loan information shown within the app is managed by the user’s registered SACCO, chama, or welfare group in accordance with its internal policies and regulations. The app is accessible only to verified members, and all communications and transactions are encrypted and secure.