✨ Azio Credit: Your Premier Choice for Secure Financing ✨

At Azio Credit, our mission is to support you on your financial journey with customized financing solutions that fit your budget, easing your financial stress.

? Why Choose Us? ?
Fast Approval Process
Our streamlined and efficient procedure allows you to focus on what matters most after you’ve submitted your documents.

Low Interest Rates
Enjoy reduced monthly payments with our competitive interest rates, helping to alleviate your financial concerns.

Flexible Repayment Plans
We design loan plans based on your creditworthiness and income, ensuring you won’t struggle from paycheck to paycheck.

Data Privacy & Confidentiality
Your privacy is our top priority. All your information is kept strictly confidential and protected under the Personal Data Protection Act 2010.

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The following is based on the maximum calculation.

Fee & Charges

Minimum repayment: 2 months
Maximum tenor: 60 months
Maximum Annual Percentage Rate (APR): 18%
Stamp Duty depending on the approved loan amount and the offer from the lender

Early Termination Fee
2 Months (Negotiable)

Example:
Loan Amount - RM1,000.00
Loan Period - 12 Months Installment
Interest Rate - 1.5% p.m or 18% p.a
Stamp Duty - RM5.00

Total Interest Charge: Loan Amount X Interest rate per month X Loan Period
RM1,000 X 1.5% (Interest per month) X 12 Months = RM180

Total Repayment Amount: Loan Amount + Total Interest Charge
RM1,000 + RM180 = RM1,180

Monthly Installment Calculation: Total Repayment Amount / Loan Period
RM1,180 / 12 Months = RM98.33

Monthly Payment for 11 Months = 100 (Round up to nearest 5)
Last Monthly Payment = 80