Designed to address the financing needs of OFWs, Balikbayad is the #1 loan facility that helps you secure your job abroad. Our app offers fast, simple, and affordable OFW loans with no hidden charges, collaterals, or deductions involved!

KEY PRODUCT FEATURES:
1. Balikbayad is Fast – Pre-qualify now and get results in just 1 day*!
*Minimum processing time only. Processing time may vary from one applicant to another, depending on your submitted documents.

2. Balikbayad is Simple – Balikbayad ensures efficient processing by using the latest computer software in handling loan applications. Say goodbye to long waiting lines, lost applications, or misplaced folders because here in Balikbayad, they simply don't exist.

To top it all, we require fewer documents and absolutely no collateral to qualify!

3. Balikbayad is Affordable – We provide loans at a competitive rate because we believe that taking a loan doesn't have to hurt your budget. With our terms, you can breeze through your loan before you even notice it.

Best of all, we do not deduct fees from your approved loan amount. Get 100% payout with Balikbayad now!


HOW IT WORKS:
1. Download and install the app
2. Fill out the pre-qualification form
3. After receiving your pre-qualification notice, visit your selected branch and submit your required documents
4. Get your approval
5. Receive 100% of your approved loan amount

REPRESENTATIVE EXAMPLE OF THE TOTAL COST OF THE LOAN:

6 Months OFW Installment plan for PhP 100,000
- We will disburse PhP 100,000 to you (no upfront deductions)
- You will need to repay in 6 monthly installments of PhP 22,310. This consists of PhP 16,667 Principal, PhP 3,510 Interest, PhP 2,134 Service Charge per installment.
- In total you will need to repay PhP 133,858 which includes PhP 100,000 Principal, PhP 21,058 Interest and PhP 12,800 Service Charges

INFORMATION ABOUT THE FEATURES AND COST OF THE LOAN:
- Loan duration is from 3 to 12 months
- Maximum Annual Percentage Rate (APR) on our loans is 68% for OFW Loan and 88% for Seaman Loan

Study the Disclosure Statement:
We will provide you with a Disclosure Statement before taking a loan from us. Please study the terms and conditions in this Disclosure Statement carefully before proceeding with your loan transaction.

Balikbayad is a product of First Digital Finance Corporation (PSEC Registration Number: CS201516347) doing business under the Business Name: FDFC, Balikbayad, Billease. The company is regulated by Securities and Exchange Commission as a financing company (CoA No.: 1101)

WE LOVE FEEDBACK!
Email us at: [email protected]
Call us at: 5310-1535 | 5320-3051
SMS us at: +63 995 429 6450 (Globe) | +63 918 345 8003 (Smart)
Catch us on Facebook: facebook.com/balikbayadph