The Balogs:registered: money transfer mobile app lets you send money with ease to your loved ones.

Liability and Governing Law
These terms and conditions are in accordance with the laws of England and Wales
About Us
The Balogs Mobile app Service is offered by Balogs Limited. Balogs Limited is registered in England & Wales as a limited liability company with registered offices at 2, Wood berry Grove, Finchley, London, N12 0DR with Registration Number 08197475. Balogs is registered as Small Payment Institution (SPI) with Financial Conduct Authority, FCA (732508) and as Money Service Business by Her Majesty Revenue & Customer, HMRC (12860881).
Our Services
a. By using this service, you consent to being at least 18 years old, of sound mind and have a legal capacity to enter legally binding contracts.
b. By completing and consenting to the information required to make a money transfer and by accepting these Terms and Conditions, the Sender instructs us to execute a specific money transfer. Every individual money order constitutes a separate agreement between Balogs and the Sender which is limited to the execution of a specific transaction
c. The Senders is responsible for informing the Receiver of the money transfer.
d. We accept to make funds available for collection to the Receiver at the latest the end of the Business Day following the Business Day on which the funds were received. The time of receipt is that time when we receive the funds to be transferred and the fees associated with such transfer.
e. The Balogs Mobile app Service provides direct payment to receiver ‘s bank account. We will transfer the funds to the account information provided by the Sender. In the event of a discrepancy between the holder of the account number and the name provided by the Sender for the intended Receiver, the transfer will be delayed until we get clarification of matching account details.
Customer Profile
a. Prior to the first transaction, you would need to set up a “Profile” to use the Balogs Mobile app Service. You will be required to provide a password and a valid e-mail address as your username. You will also provide us with sufficient proof of your identity.
b. You are responsible of keeping your password and your username safe as well as all Transactions carried out using your password or your username.
c. For all subsequent transfers you can use your existing Profile using your User ID and password to login. All information provided by you shall be stored in your profile a