Loan Origination System is a one stop shop for our existing and new potential loan clients.

The application collects client's personal details, residential information as well as the location. Once this information is verified, the client is allowed to place a request for a loan, which is processed through a credit scoring system.

Depending on the category of loan that is requested and the client's eligibility, the requested amount is approved and disbursed into the client's OISL account.

💰Loan Features:
⇨ All loans ranges from three(3) months to thirty-six (36) months. Nano loans may be paid from 1 day to 3 months.
⇨ All interest rates, service charges and fees are accessible by the user in the application when user selects his/her choice of loan product.
⇨Maximum Annual Percentage Rate (APR) is 42%.

Example for Loan:
⇨ Borrow loan amount GHS 10,000 over 12 months
⇨ Interest (total cost of the loan): GHS 4,200 (42% rate)
⇨ Total Amount Payable (principal+interest): GHS 14,200

To know more about us, visit us on: 🖱️
Website: www.opportunityghana.com

📍Location Permission for KYC upgrade for Ghana:
→Digitally verifying residential addresses involves setting up geofences around the created address, using which we can determine whether you live there. You can easily turn this on or off anytime.