Are you tired of losing track of who owes what? Whether you're splitting bills with friends, lending money to family, or managing shared expenses, Debt Watcher & Organizer helps you stay in control. This simple yet powerful debt tracking app is designed to make managing personal loans and debts effortless.

💰 Why Choose Debt Watcher & Organizer?

Managing debts shouldn’t be complicated. Our app offers a clean, intuitive interface built with Jetpack Compose and Material Design 3, making it fast, modern, and easy to use. Whether you’re lending or borrowing, you’ll always know where your money stands.

📱 Key Features:

✅ Track Loans & Debts – Record every transaction, whether you're lending or borrowing.

🌍 Multi-Currency Support – Choose from a wide range of currencies based on country. Perfect for international use.

👥 Contact Integration – Pick people directly from your phone’s contact list for quick setup.

📸 Custom Images – Add a photo from your gallery or take one with your camera to personalize each contact.

📊 Automatic Totals – See the total amount owed or lent per person instantly.

🕒 History Log – View past transactions and edits for full transparency.

🔒 Private Ledger – Your data stays on your device. No cloud sync, no account needed.

🎯 Perfect For:

Friends splitting dinner bills or travel costs

Roommates managing shared household expenses

Freelancers or small business owners tracking informal loans

Anyone who wants a simple debt manager without complicated features

📌 How It Works:

Add a person manually or pick from your contact list

Choose the currency you want to use

Record a debt or loan with a short note

View totals and history anytime

Add a photo to make your list more visual

No registration. No ads. No clutter. Just a straightforward way to manage personal finances.

🔧 Built with Android Jetpack Compose & Material Design 3

Enjoy a smooth, responsive experience with the latest Android UI technologies. Optimized for performance and simplicity.

📈 Boost Your Financial Awareness

Stop guessing who owes what. With Debt Watcher & Organizer, you’ll always have a clear picture of your financial relationships. Whether it’s €5 or $500, every transaction is tracked and organised.

🔐 Privacy First

We only ask for contact access to help you pick people from your list. No data is shared externally. Your records stay private and secure.

📥 Download Now

If you're looking for a lightweight, easy-to-use debt and credit manager, this app is for you. Say goodbye to forgotten IOUs and awkward reminders. Start tracking your money today!