Personal credit is a multi-product platform that offers savings plans, investment, debit cards, transfers and personal online credit quickly and safely.

Features of our online credits
- Flexible payments with weekly, fourteenth, biweekly or monthly payment frequency.
- Custom terms of 3 months and up to 36 months.
- Rates 16.50%
- Possibility of paying it off whenever you want. Make advance payments without penalties or extra charges.

All loans under Loans and Credits are within the following terms:
Minimum repayment period = 90 days
Maximum repayment period = 365 days
Maximum APR = 16.50%

Representative example

Loan amount - USD 100
Loan term: 3 months.
Annual interest 12%
Service fee: none.

Refund

The interest is 12% x USD 100 X 3/12 months = USD 3
Monthly payments = USD 34.33 (comprising USD 33.33 principal + USD 1 interest)
Total amount to pay = USD 34.33 x 3 months = USD 103 (which includes USD 100 capital + USD 3 interest)

Total cost of loan, including all applicable fees = Service fee 0 + Interest USD 3 = Total cost of loan USD 3