In order to get a loan in Kazakhstan, you need:
- Passport of a citizen of Kazakhstan and TIN
- 18+
- Having a mobile phone
- Card of any bank of Kazakhstan

Conditions:

- The minimum loan repayment period is 60 days;
- The maximum loan repayment period is 365 days;
- The maximum annual interest rate, including the loan interest, as well as all other commissions and expenses for the year (Annual Percentage Rate APR) is 32%, and the minimum is 1%. Annual interest for using the Credit - min 1%, max 32%.
- The minimum rate for using a loan per day is 0.01%;
- The maximum rate for using a loan per day is 1%;
- Penalty for delay: 0.1% of the amount of delay per day, but not more than 10% of the loan amount
- Other commissions or fees: none
- In case of a long delay in payment, information will be transferred to the CBI
- Extension of the loan is possible with timely informing the lender and payment of interest for the initial term of the loan, additional fees for extending the loan are not provided

Are you thinking of taking out a loan? First, check if there is any other way to achieve your goal. If a loan is the best solution, make sure you understand the terms of the loan. To make the best decision, compare lenders. Be sure to pay attention to:

An example of interest rate calculation:
- Amount of the body of the loan - 12000 tenge.
- Loan term – 149 days.
- Commission for using the loan: 0.08% per day, that is, 9.6 tenge per day.
- The total amount of the commission for 149 days will be 1430.4 tenge.
- The total amount to be returned, taking into account the loan amount: 13430.4 tenge.
- TIC (full cost of the loan) as a percentage is 29.2% per annum.

Consequences of delay in repayment of the loan:
In case of violation of the terms of payment of an online loan, the amount of the penalty may be 0.1% of the total amount of delay per day, but not more than 10% of the total loan amount

Basic requirements for borrowers:
Age from 18 years, the presence of citizenship of Kazakhstan (a citizen's passport is required).
Credit terms:
You can use the services of the companies represented by us for a period of 3 to 12 months inclusive.
The interest for using the loan (interest rate) ranges from 4 to 916 percent per annum.
Credit history is not taken into account when applying for a loan.
The annual interest rate on the loan ranges from 4 to 916 percent.
In case of violation of the terms of payment, a fee of 0.1% of the amount of the debt is charged.
Example of loan calculation:
Loan size - 1000 ₸, duration - 3 months, interest - 48% per annum. ((48 / 12 * 3) / 100 * 1000) + 1000 = 1120 ₸. Final payment amount: 1120 ₸.