Your Smart Credit Account
Blink Credit offers a 2-year, AI-powered credit line. Withdraw anytime within your limit and repay on your terms. Unlike standard loans, you're charged interest and a small fee only on what you use - unused credit costs nothing. It's your intelligent, on-demand personal line for flexible financing.

Blink Credit is a line of credit product. We provide the following services to our clients.
Credit limit minimum 80,000 NGN, maximum 300,000 NGN;
Repayment terms from 100 days to 300 days;
Annualized interest rate minimum 14%, maximum 30%.

💰Examples
1️⃣Credit limit: 80,000 NGN; Withdrawal amount: 20,000 NGN; Interest rate:14%; Actual usage days: 100 days.
Now you decide to repay the bill, so the repayment detail will be as follows:
Withdraw principal= 20000 NGN;
Total interest=20000*14%/365*100 = 767.1 NGN
Total repayment amount=20000+767.1=20767.1 NGN

2️⃣Credit limit: 300,000 NGN; Withdrawal amount: 130,000 NGN; Interest rate:30%; Actual usage days: 300 days.
Now you decide to repay the bill, so the repayment detail will be as follows:
Withdraw principal= 130000 NGN;
Total interest=130,000*30%/365*300=32054.8 NGN
Total repayment amount=130000+32054.8=162054.8 NGN

🔧How To Withdraw
1. Download and install the app
2. Register, fill in your details, and submit for credit review
3. Receive your approved credit limit
4. Choose your withdrawal amount based on your needs and send funds to your account.

📄Withdraw Requirements
1. Android smartphone and available mobile phone number;
2. Stable source of income;
3. Legal citizens of Nigeria.

📞Contact Us
Phone number: +234
E-mail: [email protected]
Contact address: off Tula Rd, GRA GRA, Gombe 760212, Gombe, Nigeria