SMD Wallet is revolutionising the way retailers operate. By adopting eZAR, retailers and consumers benefit.

Utilise our API gateway to seamlessly integrate with your existing application. Don’t have one? Opt for our white-label solution to launch your own wallet and start distributing assets on behalf of asset issuers. With our Distributor Model, you retain ownership of the customer relationship.

If you don't have wallet infrastructure or want to enhance customer utility and increase revenue, opt for our White-label Model. Customize your brand and start offering branded white-label wallets to your user base. In this model, you don't own the customer relationship.

Have a customer base you'd like to refer to our wallet without the hassle of managing your own? Become an agent and earn referral commissions for each new user you refer directly to our wallet.

Save on Acquiring Fees
Avoid costly traditional payment rail fee's with OpenFMI and the eZAR Protocol.

Multiple Cash-in Options
We have them all, Cash at ATM & Till’s, wallet, RTC and more.

Competitive Rates
Competitive rates on; card present & not present, instant eft and cash deposits.

Instant Free Payouts
Pay directly into customer wallets instantly and with zero cost.

Earn Yield on Reserves
Earn yield on your reserves, and pay a portion out to customers as rewards.

Fee's on Currency Swaps
Earn fee's when customers make in-app currency swaps between eZAR & eUSD.