Have now. Pay later. 

Paydentity is a payment system that allows you to purchase products or services directly on site using your smartphone. With the app you can pay flexibly and interest-free in up to three monthly installments within your financial means.

Always exactly as it suits you and your personal budget allows. Paydentity is a product from BO1 AG in collaboration with TeleCash from Fiserv.

Your advantages.
Buy directly and pay later, no interest, flexible payment methods, payment in installments possible, no Schufa score query.

Pay quickly and easily with contactless payment.
With the Paydentity app you can conveniently shop locally at participating retailers and pay later. Simply open the app, press the “Pay now” button, hold your smartphone up to the payment terminal and take your purchase straight away. Complete.

The available framework.
Your budget depends on your financial possibilities and is tailored to you individually in advance. It is visible to you at all times and always shows you your currently available amount. In this way, we discreetly protect you from unexpected payment rejections at the checkout.

The payment methods.
By default, every purchase made through our app is a “pay later” purchase that is automatically charged after 30 days. You can also pay immediately or in installments within 90 days. Depending on how it suits you.