BRICS Pay is a decentralized digital payment system to streamline international settlements between countries. BRICS Pay aims to enable seamless payments between companies and individuals across BRICS+ nations, allowing users to send and receive payments securely and effortlessly in their national currencies.
The primary goal of BRICS Pay is to facilitate uninterrupted transactions and strengthen cooperation among BRICS+ countries, ensuring that BRICS Pay’s payment solutions meet the modern needs of partners and deliver the highest security standards.
The mission of BRICS Pay is to unite diverse countries and people by providing seamless, fast, secure, and affordable payment solutions worldwide.
BRICS Pay App is your universal retail payment solution for shopping and travel in BRICS+ countries*. Instantly deposit funds into your BRICS Pay wallet using your Visa**, Mastercard***, or your national payment card****. Instantly pay using BRICS Pay for purchases with one QR code, just like at home — no need for cash, currency exchange, or local bank accounts.
Effortlessly register with your email or phone number, verify your identity, and add your cards in a few taps. Enjoy secure wallet top-ups in your preferred currency and make purchases in stores, cafes, and restaurants across BRICS+ destinations* by scanning or showing a QR code right from your smartphone.

Key Features:
Simple Onboarding: Register quickly with email or phone number.
International Card Support: Link your Visa** and Mastercard*** cards from foreign banks and start paying instantly.
Instant Top-Up: Securely top up your account via your linked card and keep track of your balance in your home or local currency.
Contactless QR Payments: Pay in shops, restaurants, and services by scanning a QR code or showing your unique code to the cashier.
Full Transaction History: Always see your payments, top-ups, and refunds in one place.
Multi-currency: display your balance and payments in a currency of your choice.
Enhanced Security: Advanced KYC/AML, two-factor authentication, passcode and biometric login, and cutting-edge data encryption.
Support: Reach out to our support team from within the app, at any time.

For Whom:
Travelers and entrepreneurs who want a familiar, reliable payment method abroad.
Merchants in BRICS+* who want to serve international clients and new markets.
All users looking for seamless QR payments, traveling between countries.
* Payments are available in the Russian Federation, follow updates and new changes in country list.
** VISA cards issued by banks and a limited list of countries are available. See the current list of countries in the BRICS Pay App.
*** Currently unavailable. Use VISA cards. Follow updates.
**** Will be available soon.

The launch takes place in three stages.
Stage 1 — Registration.
Stage 2 — Until November 15, users can complete KYC verification.
Stage 3 — Until November 25, payment functionality will become available.