Many People don't know how to apply best credit card, so this app can guide you everything in easy way to apply for credit card online.

How to Apply for Credit Card Online?
If you want to apply for credit card online, it is easy to apply for them online by making a credit card comparison from various credit cards websites.

steps to follow for an online credit card application:

Visit the bank's website which credit card you want to apply and click on credit card apply online option.
Fill out the application form with your personal details such as your name, date of birth, address, pan card number, contact number etc.
After that you will get a call from a credit card representative from the bank, who will guide you through the entire process of credit card application.
Once your credit card application is approved from bank, a representative from the bank will come to your house and collect the required documents.
Apart from applying for a credit card application online, you can also have the option to apply for credit card offline at bank.
You can visit the branch of bank which card you want directly to apply for a credit card. Also, you will be required to provide important documents such as identity proof, pan card & address proof to the bank. Once the documentation for credit card application is done, it will take 7 to 10 working days to get the card delivered once it approved to the mentioned address.

Credit Card Eligibility Criteria
Eligibility of credit card varies based on the internal credit policies of the bank and the purpose for which the card is availed.

Some of the basic eligibility parameters include:

Applicant's age should be at least 18 years.
Applicant must have a regular source of income either through salary, self-employment or own business
Applicant must have a savings account in his/ her name with any bank
A new applicant must have a good Credit Score or CIBIL Score for higher limit of credit card
Banks may decides the amount of your credit card limit based on your track record or monthly salary if applicant is salaried, company your work for, as well as the existing relationship of the borrower with the bank.
Banks may also decide to offer some zero annual fees cards and renewal fees credit cards free to the customers in high-income category and a steady credit card usage track record.
Some banks may be start to offering of low limit credit cards and decide to increase the same, once they see a consistency and disciplined track record depending upon their usage.

Credit Card Interest Rates
The entire unpaid balance on your credit card's bill is chargeable on the basis of applicable credit card interest rate. Along with the outstanding balance credit in credit card, and any new spending of card will also be subject to interest, until the entire balance has been paid off. You should have to always compare credit card offers along with interest rates of various banks to choose the best one credit card with a lower interest rate.

Interest rates of the credit cards are based on yearly rates of credit cards. Interest rates is also refers only to the interest charged on a debt, APR is the combination of the interest rate and any other costs or fees involved in procuring the loan or credit card application.

Disclaimer:
Apply For Credit Card - Best Credit Card Guidance App is used to provide various credit card information and features and toll free number of all banks credit cards information over India.