The BTG Pactual Empresas Corporate Account is uncomplicated and free from maintenance costs. With 24-hour service and various benefits, our PJ digital account offers a complete solution for your company. Give your business a BTG and come to the best bank for SMEs in the world.


• Debit card
The BTG Pactual Empresas Debit Card is available for all business profiles and is here to facilitate and optimize the management of your company. It can be used for payments to suppliers, purchases and services.


• Business Account
Do you want a business account with complete financial solutions for your business? The BTG Pactual Empresas Corporate Account is ideal for making your day-to-day life simpler and more efficient. Account opening is 100% digital, can be done in just a few steps and is available for all types of companies, such as MEI, EI, S.A and LTDA. Below, you will learn about some of the main benefits of our Business Account.



• Anticipation of Card Receivables
The digital account for BTG Pactual companies offers the Card Receivables Advance service with attractive rates without IOF, which allows you to organize your cash flow at the speed you need and without bureaucracy. No more waiting for card deadlines: just request Receivables Advance via the web or app. If you complete the process before 4:30 pm, you will receive the available amounts on the same day.



• Limit+ (Special Check)
Limite+ is the overdraft service offered in our Business Account. In unexpected situations, you can count on Limite+ to make emergency payments and, if you need to extend the period of use, you can split the payment in up to 24 installments. The pre-approved limit is available in your PJ digital account and the activation journey is simple and secure.

• Pix
With the BTG Pactual Empresas Business Account, it is possible to make unlimited and cost-free transfers via Pix at any time. You can also register a Pix key and issue a QR Code to receive instant payments.



• Business account without maintenance fee
Having a business account has never been easier. Opening an account at BTG Pactual Empresas is 100% digital and can be carried out in a few minutes, with security and support guaranteed by the Largest Investment Bank in Latin America. And the best part: the account is exempt from maintenance fees and tariff packages.

• 24/7 service
One of the great differences of the digital account for BTG Pactual companies is the humanized service 24 hours a day, 7 days a week. You can count on the bank's support whenever necessary: ​​just contact our specialists through the app.



• Working Capital
If your company needs resources, the Working Capital loan offered in our Business Account is the ideal solution. You can request credit directly to your business account, with the guarantee of card receivables resulting from your future sales. Installments are deducted directly from sales made using your machine, and rates can be reduced according to a warranty analysis and your company's billing history.



• Marketplace
With the aim of offering a complete experience for your business, BTG Pactual Empresas also has a marketplace full of partnerships that offer special conditions for our customers, with offers that can help you boost your business. Among our partners are Revizia, VR Benefícios, Clicksign, Exame Academy Play and Aceleraí.

BTG Pactual Empresas is a complete corporate digital bank that allows you to automate and centralize your company's routines and financial management in a single place. With 100% digital payroll and access to products and services via the web and app, taking care of your company's finances has never been so simple. Open your account right now and enjoy our exclusive benefits.