Shop Now, Pay Later and pay rent with no Upfront Payment.

Capal is the easiest & safest way to get what you want today, and pay over time. No hassle, just Capal it.

Buy now, pay later (BNPL) features:
Minimum Limit - ₦100,000
Maximum Limit - ₦5,000,000
Minimum Period - 91 days
Maximum Period - 180 days
Maximum APR - 83%

Example of Capal Buy Now, Pay Later
- Loan Limit: ₦100,000
- Loan Term: 180 days
- Repayment periods: 6
- Repayment Frequency: Monthly
- Interest rate @ 3%: ₦30,000
- One-off Management fee @ 2%: ₦2,000
- Total cost of Loan: ₦132,000