Are you a retired or pensioned INSS beneficiary looking for the best conditions for a payroll loan? With CoteCompare: Retirees, you can find the lowest rates, quickly and securely simulate your loan, and compare the best offers on the market, all in one place!

Stop wasting time searching through various banks and financial institutions. With our app, you have access to a complete loan comparison, with detailed information on interest rates, terms, installment amounts, and total costs. Simulate your payroll loan in minutes and discover which option best fits your budget.

Security and Reliability:

At CoteCompare Payroll Loans, your security is our priority. We work with renowned financial institutions and follow rigorous security standards to protect your data. Simulate your loan with peace of mind, knowing that your information is protected.

Main Features:

Payroll Loan Simulation: Calculate installments and the total cost of your loan quickly and accurately. Comparison of Rates: Compare interest rates from different banks and financial institutions in one place.

Quick Access to Offers: Easily find the best INSS (Brazilian National Social Security Institute) payroll loan offers.

Simple and Intuitive Interface: Navigate the app easily, even if you don't have much experience with technology.

Detailed Information: Access complete information about each loan offer, including rates, terms, and costs.

Security and Privacy: Your data is protected by rigorous security standards.

New Offers and Communication:

If you don't find the desired offer at the time of your search, stay tuned to our available communication channels. This way, you will be informed first-hand when offers are updated on the website, which happens frequently.

Important:
Both the CoteCompare app and website are 100% free. We do not charge the end customer any fees. It is crucial to remember that requesting an upfront deposit is illegal. Never make upfront deposits to secure a loan.

Attention:

When choosing any credit offer on the CoteCompare website, you will be redirected to the website of the selected financial institution, guaranteeing a direct and secure process for simulating and contracting the chosen offer, all 100% online.

The payment terms of our partners vary according to the Financial Institution chosen by the user, ranging from 3 to 72 months, and the interest rate on the personal loan can vary from 2.07% per month to 17.90% per month (32.71% per year to 621.38% per year).

The CET (Total Effective Cost) can vary between 0.70% per month and 10.73% per year depending on the chosen financial institution, credit analysis, and the number of installments. The CET and all conditions will be displayed before the proposal is formalized.

Example:

Loan of R$ 5,000.00. Interest rate: 3.23% per month. Payable in 18 monthly installments of R$ 380.55. Total to pay: R$ 8,860.88. IOF included: R$ 134.00. CET: 52.80% per year. Fee: R$ 0.00.

All evaluations will be conducted exclusively according to the credit policy and regulations of the chosen Financial Institution. All conditions and information relating to the loan will be presented transparently, including all applicable taxes, fees, and the total effective cost of the operation (CET).

The use of this application does not have any associated fees or charges.

This application is managed by Cenário Capital Ltda, an authorized banking correspondent.

CNPJ: 11.321.934/0001-41 - Av. Jose de Sousa Campos, 243 - Cambui, Campinas - SP

Want to know more? Visit our website: https://cotecompare.com.br/

Use of this app is subject to the terms and conditions of the "Terms of Use" and "Privacy Policy," as governed by the General Data Protection Law (Law No. 13.709/2018).