Our innovative cash advance app has come to save the day. Sure, you can choose conventional lenders like banks or credit unions, but none of their loan processes are as fast and straightforward as ours. We offer a platform that is more than capable of easing your financial stress, whatever it is.
You can secure small or enormous amounts for shopping, home renovation, education, or travel. However, you must be employed or have an income source to be able to apply. Our process saves you time and energy compared to borrowing from banks and, even better, offers the most favorable outcome.
Let’s delve into the primary benefits:
- Instant cash advance app: We treat all loan requests as a top priority and approve them immediately after they have met all our requirements. Funds are immediately disbursed to the client’s account too. All of this takes a few minutes to hours.
- Lower APR: The APR, or annual percentage rate, is the interest you pay yearly on the principal loan. We are proud to say we grant loans at some of the lowest APRs in the lending sector. If you’re in doubt, download our app and see for yourself.
- Transparent terms: Important information on our service terms is stipulated in our loan agreement for the perusal of our clients. We provide the utmost clarity before you commit to us so you know exactly what you’re getting into.
- Available 24/7: We offer continuous services throughout weekdays and weekends to ensure our clients are never left stranded. We remain efficient and fast in processing and approving requests regardless of the time or day.
- Extensive payment window: We offer clients the liberty to choose a preferred payment term when applying for a payday cash advance. The supported payment period is broad, allowing clients enough time to repay quickly.
? MATERIAL DISCLOSURE
As we mentioned earlier, we are big on transparency. So here, we will disclose our significant terms. Prospective clients must be aware of two vital ones before applying: the annual percentage rate (APR) and payment term. The APR goes from as small as 5.99% to 35.99%. A particular figure will apply during your application. Several factors, like income size and employment duration, determine your APR. Thus, it is unique for every individual. Regarding the payment term, the earliest clients can pay off a loan is 65 days. Nevertheless, you can extend this term to two years.
? EXAMPLE
Let’s study an example to understand better how our cash advance app work. Imagine you choose to borrow $600 from us. After evaluating your obligations, you decide that 4 months is enough to pay back. This loan will attract an APR of 18%. Your cash advance loan details will be:
- Total interest: $22.67
- Repayment amount (loan + interest): $622.67
- Payment every month: $155.67
The agreement form clearly states all loan terms. You are advised to read and understand these terms before signing. If you need any elucidation, we are more than happy to help. You must make every monthly payment when due. Failure to do so will attract extra fees.