Vela Credit is designed especially for users in Colombia and is dedicated to providing you with a safe, convenient, and transparent personal loan service. Whether you need funds for emergencies, everyday expenses, or various consumption needs, Vela Credit offers you flexible loan options and an efficient experience.

Key Features and Benefits
####Flexible loan amount: Request from 100,000 to 2,000,000 Colombian pesos (COP), tailored to different financial needs.
####Multiple payment terms: Choose between 61 and 365 days, so you can manage your payments with peace of mind.
####Transparent interest rate: Daily interest rate of only 0.06%, with a maximum annual rate of 21.9%. All costs are clear and there are no hidden charges.
####100% online transaction: The entire process, from application to disbursement, is conveniently done through the app, without lines or in-person procedures.
####No collateral or guarantor: You only need basic personal information and a valid bank account; no guarantor or collateral is required.

How to Apply for a Loan?
1. Download and install the Vela Credit app.
Go to Google Play and download the official Vela Credit app.
2. Register and complete your details.
Create your account with your cell phone number and provide basic information and bank account details.
3. Automatic evaluation in minutes.
The system will perform a credit evaluation and notify you of the result within minutes.
4. Quick disbursement to your account.
Once approved, the loan amount is transferred directly to your bank account.

Cost and Payment Plan Example
##If you apply for a loan of 1,000,000 COP for 100 days, with a daily rate of 0.06%:
####Interest = 1,000,000 × 0.06% × 100 = COP 60,000
####Total due at maturity = COP 1,060,000
##During the process, the system will clearly show you each installment and the total payment plan, so you always know how much and when to pay.

Application Requirements
####Be at least 18 years old and a Colombian citizen
####Have an ID and a valid bank account
####Having a stable income facilitates approval

Commitment to Security and Transparency
####Data Protection: Your personal data is encrypted and used only for the loan process. We don't share your information with third parties.
####Clear costs: All fees and rates appear in the contract and on the screen before confirming the loan. No extra costs or hidden fees.
####Legal operation: We comply with Colombian financial regulations and Google Play policies.

Customer Support
If you have questions or need assistance, our customer service team is available 365 days a year, ready to help you in a timely and professional manner.
####Email: [email protected]
####Official website: https://www.nexoriasas.co/

Contact us anytime! At Vela Credit, we want to be your trusted financial ally.