Credit score it's just a digital number but they more impact on your financial life.

Check your free credit score from CIBIL and other credit bureaus. And choose from a wide range of personalized loan & credit card offers, from india’s top banks.

Everyone with a loan or credit card has a credit score, & staying up to date on yours is crucial. Your credit score affects your major purchases - your car, your house, & even paying for your education. It makes sense to not only track your credit score but also take the necessary steps to improve it.

Your CIBIL transunion score and credit information report(CIR)is an evidence of your credit worthiness.

CIBIL transunion score ranges between 300 and 900. All lenders check your credit score before approving your loan application.

What is a credit score?
- A credit score is an indicator of a borrower’s ability to make credit payments on time. It is calculated after evaluating multiple information patterns such as your past credit report, loan payment history, current income level, etc. A higher credit scores increases your chances of getting a low interest loan from a financial institution.

What is a credit report?
- A credit report is a crucial element nowdays simply because there is a lot of risk involved in lending money, and banks are very cautious with it. Before lending money the bank needs to make sure that you don't have any unpaid bills or bad debts. So for that reason they check your credit ratings.

Why is it important for me to know my credit score?
- Knowing your credit score enables you to make better credit decisions. Almost all financial lending institutions evaluate your credit score before approving your credit application. Having a bad credit score increases the chances of your loan application being rejected while a good credit score improves your chances of negotiating a lower interest rate.

Main Features of Credit Score Check & Report

- Compare and apply for loans, credit cards, savings account and Demat accounts.
- Get instant quotes after checking eligibility.
- Check free credit score.
- Improve your credit score with no credit history.
- Get latest financial news and tips through interactive blog.
- Calculate your EMIs with our customized EMI calculator.
- Track your application status.
- Available exclusive deals and offers on financial products.

The most commonly used credit scoring models range from 300 to 900. Each lender sets its own standards for what constitutes a good credit score. But, in general, scores fall along the following lines:

1) 300-629: Bad credit
2) 630-689: Fair or “average” credit
3) 690-719: Good credit
4) 720 and up: Excellent credit

In india 79% of the loans approved are for individuals with a score greater then 750.

Disclaimer:

▶ This app is not an official Credit Score.
▶ This app only acts as an interface. All information displayed is loaded from other websites.
▶ All the Information & Source taken from Govt Portal and Provide Assistance on Credit Score For More Information Check This Application.
▶ This app does not store any information provided by the user like username/password, etc..