- What is credit score ?

A higher credit scores increases your chances of getting a low interest loan from a financial institution. It is calculated after evaluating multiple information patterns such as your past credit report, loan payment history, current income level. A credit score is an indicator of a borrower’s ability to make credit payments on time.

- What is credit score report ?

A credit report is a crucial element nowdays simply because there is a lot of risk involved in lending money, and banks are very cautious with it. So for that reason they check your credit ratings. Before lending money the bank needs to make sure that you don't have any unpaid bills or bad debts.

- Why is it important for me to know my account credit score ?

Almost all financial lending institutions evaluate your credit score before approving your credit application. Having a bad credit score increases the chances of your loan application being rejected while a good credit score improves your chances of negotiating a lower interest rate. Knowing your credit score enables you to make better credit decisions.

Calculators :-

SIP Calculator
A SIP Calculator is a simple tool that allows to get an idea of the returns on their mutual fund investments made through SIP. SIP investments in mutual funds have become one of the most popular investment options for millennials lately.

Lumpsum Calculator
Investments in mutual funds can be broadly classified into two types - lumpsum and SIP. A Lumpsum investment is when the depositer invests a significant sum of money on a particular mutual fund scheme. SIP or systematic investment Plan, on the other hand, entails the investment of smaller amounts on monthly basis.

Fixed Deposite Calculator
A Fixed deposit is a type of term investment offered by several banks and NBFCs. this deposit typically offer a higher rate of interest, subject of certain terms and conditions. The amount you deposit in an FD is locked for a predeterrmined period which can very between 7 days and 10 years.

RD Calculator
A recurring deposit, as the name suggests, is a continuing investment. The return on these deposits can be challenging to track for investors. The interest compounded quarterly, and there are several variables involved, which makes the calculations multipart.

PPF Calculator
This financial tool allows one to resolve their queries related to Public Provident Fund account. There are certain specifications that are to be abided by while calculating maturity amount after a certain point of time. It keeps a track on the growth of your capital. Those who already have a PPF savings account know that interest rates change on monthly basis.

SSY Calculator
The first step to take benefit of the SSY calculator is to check whether the eligibility criteria of the scheme is fulfilled. SSY account can be opened by legal guardians of the girl child provided the following conditions are met:-
- The girl must be an Indian resident
- The girl shouldn’t be more than 10 years of age Upto two accounts can be opened in a family with two girl children.