Say cheese! You’ve got plenty to smile about with Cheddar: your new personal finance app that’s simple, useful, and secure. Easily set your financial goals, track your income and expenses, and stay within your spending targets with ease.

Organize your transactions accurately into categories with the help of AI so you can finally stop wondering where your money went. See your net cash up front and monitor your cash position with a beautiful net worth chart. Gain insights into your monthly cashflow trends and easily export to CSV to play with your data in more detail.

Categorizing Transactions with AI
Cheddar’s AI will automatically recommend categories for your transactions, but won’t sort them until you confirm the category with a tap. If the guess is wrong, you can easily correct it – and Cheddar will learn to make the right recommendation the next time!

Budget Burndown Chart
Learn to pace your spending with Cheddar’s precise, real-time budget burndown chart. Set your expense limits and monitor your spending trajectory down to the penny. Adjust your spending habits with real-time information to stay within your financial limits and make budget-informed choices.

Bottom Line Budgeting
Just like baked brie, life is messy. Budgets rarely fit into an itemized spreadsheet, so while Cheddar will categorize your transactions, our core financial goal is to help you stay within your total monthly expense allotment. Plotted on a simple burndown chart, you can follow your overall spending and overall income per month to help stay on track.


Net Cash Chart
When you open Cheddar, your net cash position is front and center. Updated in real-time, you can observe your net cash fluctuations as they happen or observe net cash trends over time. Have assets outside of Cheddar’s tracking? Simply adjust as needed using our + and - buttons.

Cashflow Insights
Monitor your cash flow over time and get notified about new trends in your income, expenses, and net savings. Want deeper custom insights? Export your transaction data to CSV to play with your data and learn more about your spending habits.

Privacy, Security, and Supported Banks
Protecting your financial data is Cheddar’s top priority. That’s why we use Plaid, the industry leader in financial technology, to connect your financial information safely, easily, and reliably to Cheddar. Tens of millions of people in North America and Europe have successfully connected their financial institutions to apps they love using Plaid. Over 7,000 companies trust Plaid to help you safely connect your financial accounts to their apps and services. Cheddar, in agreement with Plaid, pledges to never share your data without your permission, nor sell or rent your financial information to other companies. 

Set your mind at cheese with Cheddar! Start your free trial today by downloading the app.