DEPOSIT IN SAVING ACCOUNTS

We offer several savings accounts, all provided by UK-registered banks and covered by the Financial Services Compensation Scheme (FSCS).

HUGE LEVELS OF INSTANT ACCESS SAVINGS

Chip Instant Access Accounts are easy access savings accounts with very competitive (often market leading) interest rates. We aim to move it with the market so you can always easily find a great deal without having to keep looking and switching.

DEPOSIT TO WIN £10,000

With a Chip Prize Savings Account, each month, we'll pay out up to £52k in prizes. This includes a Grand Prize of £10k, as well as thousands of other smaller prizes.

It's free to enter, you just need to keep an average balance of £100 in your account. (T&C and eligibility criteria apply).


BUILDING HANDS FREE WEALTH WITH A SAVING PLAN


Save money automatically using AI, or create custom plans to refill your savings and investment funds accounts according to custom schedules.

INVEST IN FUNDS

We make spending your money easy with investment funds backed by the world's largest asset managers, such as BlackRock, Vanguard and Invesco.

This diversified fund allows you to invest in multiple assets at once. You can choose between funds that are globally diversified, specializing in ethical investing and clean energy, or jump into the next big thing and invest in emerging markets. We are also constantly expanding this list.

WHAT INVESTMENT ACCOUNTS DO CHIP OFFER?

An Individual Savings Account (ISA) allows you to invest up to £20,000 each tax year, and any profits you make are tax protected.

We offer users the opportunity to make more money with Stock and Stock ISAs. All of the funds we offer are suitable for use with Stock and Stock ISAs.
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If you have more than £20,000 to invest, or your annual ISA allowance is full, you can use a General Investment Account (GIA), although there are no tax benefits.

WHY SHOULD I INVEST IN CHIPS?

As a Chip user, you can build a portfolio across alternative assets and various investment funds.

Our Savings Plan also allows you to auto-fill your investment funds or savings account, either using our award-winning AI, or create your own fully customized automated investment strategy.

SECURITY AS STANDARD

We provide the highest level of security as standard, offering 256-bit encryption, 3D Secure and the latest Open Banking technology. All savings accounts on Chip are eligible for FSCS protection with savings of up to £85,000. Our award-winning UK-based customer support team is here to help.

INVEST WITH CHIPS

Join the 500,000 users who want to build a better financial future with the Personal Finance App that Chip was named 2022 at the British Bank Awards.

While investing your capital is risky, past performance is not indicative of future performance. The information communicated is general in nature and not specific to any particular investment. This does not constitute and should not be construed as tax or financial advice. Investment value can go down as well as up.