There are lots of names for borrowing applications that you will often find ads from television and internet media. So many, confused not to choose which one?
Online loans are a trend as well as the choice of modern humans in meeting various needs of life. Some do it because their primary needs are not met, some do it because of tertiary needs or to please themselves.
An example of a use for self-pleasure is borrowing funds to be able to buy tickets to a Korean idol concert. There are many types of online loan applications that you can download for free from the Play Store or App Store. Make sure to choose one that is legal and officially registered with the OJK.
In addition, offline-based credit also usually requires collateral with a value more than the nominal you borrowed. This certainly makes it difficult for you if you do not have sufficient collateral, but you need financial assistance. Therefore, online loans or loans are your quick liquid solution.
Loan online loan services began to develop in Indonesia since 2016. At that time, online loan services or loans were more often used to help MSMEs or local micro, small and medium enterprises.
This is because online loans or loans make it easier for MSMEs to start a business or develop a business without any collateral. The conditions are easy to accelerate MSMEs in obtaining loans.
Types of online loans Online loans are divided into three, namely borrowing cash, borrowing installments without a credit card, and borrowing business funds.
However, along with the emergence of online-based financial service providers, which increased in 2018, the Financial Services Authority (OJK) announced that they had found at least 227 online loan or loan companies that were not registered with the OJK.
OJK itself is an independent institution that has the functions, duties, and authorities of the OJK in terms of implementing a regulatory and supervisory system for the financial services lending industry in Indonesia.
Secure and Fast Liquid Loans usually offer loans with very high interest rates, making it difficult for victims to make installments.
Therefore, many victims of illegal online loans decide to end their lives because they are in debt. This is because the majority of online loan customers are the lower middle class.
---DISCLAIMER---
The OJK Official Loan Method application that we made aims to provide education to all friends so that they are not entangled in online loans or illegal loans.
How to check our OJK Official Pinjol is a quick liquid online loan guide application.
We have no cooperation with any party, including the official online loan party.
The assets that we use in making the OJK Official How to Check Pinjol application are obtained freely from free sources on the internet
If there are parties who object, please contact us first so we can make improvements to the OJK Official Check Loan application that we made