It is a government guaranteed loan to reduce the borrowing burden of the common people.

If you have an existing high-interest loan, consider using a government-supported product such as Sunshine Loan.

If you refinance, the interest you have to pay each month will be reduced by more than 30%.

The repayment method is to repay the principal in equal installments within a maximum of 60 months.

Office workers, entrepreneurs, and freelancers can proceed as long as they can prove their income,

The limit may change depending on your credit rating and income.

You can quickly check the loan limit and interest rate without a visit and without documents!

(Loans for living expenses, loans for emergency livelihood funds, loans for replacement funds, loans)

Loan products that can be accepted.

- Sunshine loan for office workers
- Business Sunshine Loan
- Freelance Sunshine Loan
- Loan for office workers
- Business stop-and-go loan
- Freelance stopover loan


Loan interest rate: 8-10% per year
Loan limit: up to KRW 30 million (livelihood loan + replacement loan)
Loan term: minimum 3 or 5 years
Overdue interest rate: Loan interest rate +3.0% added (However, the overdue interest rate cannot exceed 20% of the statutory maximum interest rate)
Example of total cost of loan: 15,000,000 won, 5 years (60 months), interest rate of 9.61% per year, total repayment amount of 18,663,812 won
Total Loan Interest: KRW 3,663,812

*Guarantee fee paid to the Korea Credit Guarantee Foundation, self-financing agency fee (when using the service)
There are no additional incidental costs other than remittance fees.*




We do not charge brokerage fees associated with our loans.

※ Your credit rating may decrease when using a loan product.
※ If your credit rating drops when using a loan product, additional loans may be restricted, or disadvantages such as a rise in loan interest rate or a reduction in loan limit may occur.



The loan entrusted corporation cannot demand or receive a separate fee from the customer under any circumstances.