? CoLien — Transparent and Clear Online Credit Service
CoLien provides users with a safe, transparent, and easy-to-control online loan experience. Whether it's for living expenses, bill payments, or urgent financial needs, the app is always there for you with clear expense information, flexible terms, and high security mechanisms, delivering a reliable personal credit service.

? Product Introduction
Loan term: 90 – 365 days, maximum 12 installments
Loan limit: 500,000 – 50,000,000 VND
Annual interest rate (APR): Maximum 36%/year
Costs: Completely transparent, fully displayed on the application, no additional fees beyond the contract

? Loan Example
(Note: Actual interest rates and limits depend on individual credit assessment results. The example below is for illustrative purposes only)
Example: Loan of 50,000,000 VND, daily interest rate 0.05% (equivalent to 18.25%/year), term 120 days, installments in 4 periods (30 days each):
Interest per period: 50,000,000 * 0.05% * 30 = 750,000 VND
Principal per installment: 50,000,000 / 4 = 12,500,000 VND
Amount per installment: 12,500,000 + 750,000 = 13,250,000 VND
Total interest: 750,000 * 4 = 3,000,000 VND
Total amount to be repaid: 53,000,000 VND

⭐ Why choose CoLien?

Apply for a loan anytime: 100% online, no complicated procedures required.

Fast disbursement: You can receive money on the same day after approval (may be slower on holidays).

Transparent interest rates & fees: Clearly displayed on the App, no hidden fees.

Data security: Financial-grade encryption technology, absolutely protecting personal information & funds.

Effective Customer Support: Promptly answers questions about loans, payments, and accounts (during business hours).

? Registration Requirements
Vietnamese citizens aged 18 and above, with a valid Citizen Identification Card (CCCD)
Have a personal bank account to receive loan funds
Have a stable and reliable source of income

? How to borrow money at CoLien
Download the CoLien app
Register an account & submit a credit limit assessment request (estimated ≈ 5 minutes)
Wait for assessment results (estimated fastest ≈ 10 seconds)
Submit loan request (estimated ≈ 1 minute)
Money is disbursed to your registered bank account (estimated fastest ≈ 2 minutes)

? Service Commitment
No fees outside the contract
Comply with Vietnamese law and Google Play privacy policy
All costs and regulations are transparent
Protect privacy, strictly prohibit any illegal debt collection and customer harassment

? Contact Support
When encountering any problems For any issues during the use of our services, please contact us via our online customer service hotline in the application, or via:
Email: [email protected]
Hotline: 0904025675
Our support team will respond and assist you as soon as possible.

? About Us
Company Name: TOAN VIET TECHNOLOGY TRADING COMPANY LIMITED
Application Name: CoLien
Address: 102, Hamlet 6, Thanh Duc Commune, Ben Luc District, Long An Province, Vietnam
Website: https://www.colienloan.com/
Privacy Policy: https://www.colienloan.com/privacy