Sophisticated Retirement Withdrawal Analysis . Plan your retirement withdrawal rate with confidence. Develop a statistically safe (based on historical data) withdrawal rate based on individual circumstances. Assess the impact of different withdrawal rates, withdrawal strategies (e.g., 4% rule, guardrails/curbs, etc...), investment strategies and costs.

See the impacts of differing withdrawal rates and strategies, different investment strategies and costs and the impacts of various sequences of returns.

Advanced charting vividly illustrates the differing outcomes.

Various financial products (such as annuities with guaranteed withdrawal benefit riders and certain mutual funds) attempt to provide a safe annual withdrawal amount. However, these product often come with associated fees (which are sometimes quite high). This application will help a user both assess those withdrawal assumptions and test others, as well as assist you in designing your own withdrawal approach or strategy without using those financial products.