- 100% bilingual app & customer support (Spanish & English).
- FDIC-insured Digital Bank Account².
- Visa® Debit Card (digital & physical options)³.
- Faster payday access via direct deposit.
- Instant money transfers between miPlata users.
- Send money transfers to Mexico, Guatemala, Honduras, El Salvador, Colombia, Argentina, Bolivia, Brazil, Chile, Costa Rica, Dominican Republic, Ecuador, Nicaragua, Peru, and Uruguay⁴.
- No hidden fees, transparent rates.

Join us for a banking experience that's easy, fast, and secure.

¹ miPlata is a financial technology company, not a bank. Banking services provided by TransPecos Banks, SSB, Member FDIC.
² Account enrollment is currently available to ITIN and SSN holders only.
³ miPlata Visa® Debit Card is issued by TransPecos Banks pursuant to a license from Visa U.S.A Inc. and may be used everywhere Visa debit cards are accepted.
⁴ Money Transfers in this app are provided exclusively by Viamericas, a licensed money transmitter. miPlata provides the technology platform that enables access to these services, but it is not the licensed remittance provider. Before confirming any transfers, you will receive a complete disclosure of applicable fees, exchange rates, and estimated delivery times, along with information about your rights and protections under U.S. federal and local laws. For information about state licenses and the state regulators performing oversight over Viamericas, please visit the State Licensing section of their website.