Elphrods Services LLP offers WASH credit services to poor households within low-income communities and links them to the WASH services providers such as trained Manual Pit Emptiers, Exhausters, Plumbers, Utilities and Master Operators.
The WASH credits help poor households connect their premises to water piping networks, access formal pit emptying services, and to upgrade the pits to required standards.
Through these WASH upgrades, Elphrods services LLP enables tenants in low-income communities to get access to adequate, safe, and environmentally friendly WASH services. The credits help positively impact on public health and restore environmental standards.
Company products offered
Water and Sanitation (WASH) Loans
SME/Business Loans
Msingi Bora School Loans

How the company digital platform will works
Elphrods services LLP is providing credit services to its clients via the use of an APP or USSD codes.
Clients either being admitted via the third party APP or via self-registration.
A unique account is created to each client to access our services.
Elphrods will provide the software program for clients to download on any electronic devices, named Elphrods Services LLP.
Client’s personal data are captured for identification purposes.
Personal data collected and usage
The following personal data will be provided while using our platform purposely for identification or for contacting clients when need arises. Personal identifiable information may include, but not limited to:
First and last Name
Phone number
ID number
E-mail address
Location
Financial transactions eg M-pesa, Bank slip or Pay slip
Usage data

Usage data is collected automatically while using the platform. Certain information like the type of mobile device you use, your mobile device unique ID, the IP address of your mobile device will be collected.
Use of your personal data
The company may use your personal data for the following reasons
To provide and maintain our services
To manage your account
To contact you
To provide clients with updates on our promotions and new products.
HOW WE PROCESS YOUR LOANS
Our payments differ depending on the products:
WASH LOAN-Domestic
Loan amount: Minimum ksh.5’000.00 max. ksh40’000.00
Interest charge: 8% fixed per month
Processing fee: 2%
Loan duration: 4 month

Example
Loan amount ksh.5’000.00
Month 1(m1) Principal (P) + Interest(I) =ksh…1’650
Month 2(m2) Principal (P) + Interest(I) =ksh…1’650
Month 3(m3) Principal (P) + Interest(I) =ksh…1’650
Month 4(m4) Principal (P) + Interest(I) =ksh…1’650
Processing fee =ksh 100
TOTAL =ksh. 6,700

WASH LOAN-Institution
Loan amount: Minimum ksh. 50’000.00 Max. ksh.300’000.00
Interest charge: 8% reducing balance per month
Processing fee: 2%
Loan duration: 8 month

MSINGI BORA SCHOOL LOAN
Loan amount: Minimum ksh. 5’000.00 Max. ksh.50’000.00
Interest charge: 16% reducing balance per month
Processing fee: 0%
Loan duration: 90 days (3 months)

BUSINESS BRIDGE- LOAN
Loan amount: Minimum ksh. 35’000.00 Max. ksh.50’000.00
Interest charge: 18% reducing balance
Processing fee: 2%
Loan duration: 61 days

ELEGIBILITY CRITERIA
In order for an individual to be declared creditworthy, the person shall, as a minimum, meet the following basic requirements:
Be of full age ( 18 years)
Have a define productive activity or show certain economic income to ensure that the payments will be properly made after borrowing.
Have an adequate credit history for borrowing.
Demonstrate the ability to carry out the project in which they are to make their corresponding investments.
Be engaged in legal activities
Our contact
Head office located in Manyatta Primary School
Bio-Centre First floor
0796864084 0783406666
[email protected]