Request your free credit line to buy in installments with QR codes without a card. It's all 100% online, fast, and secure.

What can you do with the app?
• Activate your online credit line for your everyday purchases and expenses.

• Buy in installments without a card at participating stores.
• Make payments with QR codes.
• Use your credit whenever you need it.

How it works
• Download the app and fill in your information.

• Activate your free credit line.
• Buy at participating stores with QR codes.
• Pay in installments without a card.

Benefits:
• Buy in installments without a card and manage everything from the app.

• Activate your credit line in minutes and pay only for what you use.

• Clear and transparent information at every step.

Help and Support
Find answers and contact channels in the Help section of the site.

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Loans are granted by Credicuotas Consumo S.A., an entity registered with the Central Bank of the Argentine Republic. Loan amounts range from $1,000 to $2,850,000, with a maximum term of 30 months. The loan uses a French amortization system, with fixed and consecutive monthly installments. Loan approval is subject to credit evaluation.
Applicable rates depend on the applicant's credit profile and the selected term. The Annual Percentage Rate (APR), the Annual Effective Rate (AER), and the Total Financial Cost (TFC) will be provided prior to acceptance of the loan offer. APR including VAT: between 303.53% and 598.13%. Maximum Annual Percentage Rate (APR): 598.13%.

The Annual Effective Total Financial Cost (AETFC) is expressed as a regulatory requirement and reflects a theoretical transaction with monthly compounding. Credicuotas Consumo S.A. does not compound interest and uses simple interest in its calculations. The reported AETFCs are based on an average monthly period of 30 days.

Representative example:
Loan of $100,000 for 6 months.
Nominal Annual Rate (excluding VAT): 132.32%.
Earnings Annual Rate (excluding VAT): 251.15%.
AETFC (including VAT): 303.89%.
Monthly payment: $25,126.01.
Total amount payable: $150,756.06.
Information on rates, costs, and conditions may vary depending on the credit analysis and the chosen term. Credicuotas Consumo S.A. will communicate the applicable rates before contracting. https://clientes.credicuotas.com.ar/?_gl=1*1lt9chw*_gcl_au*MTIyMTE3OTY2MC4xNzU4MDQyNzAzLjc5NTc0NjEzNy4xNzY0MzU5MzEwLjE3NjQzNTkzMTc.*_ga*NTk2NTg1NTIuMTcyNjUwNzE2MQ..*_ga_SDBK4FLP6S*czE3NjQ4ODE4ODkkbzQ4MCRnMSR0MTc2NDg4MzcyOCRqNTckbDAkaDEyODQ3MDEwNDA.#/privacy