Wink NEO redefines digital finance with its comprehensive feature set:

? Money Transfers
• Global card-to-card transfers (Visa/Mastercard)
• Instant Wink-to-Wink transfers
• Cross-border bank transfers
• IBAN transfers with competitive FX rates
• QR code payments & agent network withdrawals
• Detailed transfer tracking with purpose categorization

? Card Services
• Virtual & physical card creation
• Global card top-ups
• Instant card freezing/unfreezing
• Cross-border spending with auto-conversion

? Additional Features
• eVouchers for gifts & shopping
• Travel Insurance & Ilzami coverage
• eSIM Activation for global connectivity
• Multi-currency accounts (USD, EUR, GBP)
• Cash Agent Network with 5,000+ locations
• 24/7 WhatsApp Support & AI chatbot
• Spending Analytics with smart categorization
• Secure Document Vault for KYC materials

? Bank-Grade Security
• Biometric authentication (Face ID/Fingerprint)
• Military-grade encryption
• Real-time transaction monitoring
• Automated AML checks & fraud prevention

? Global Accessibility
• Accepts cards from 200+ countries
• Multi-language interface
• 24/5 customer support
• Competitive FX