You’ve probably noticed that your credit score can help you determine where you can get the best interest rates on a credit card, loans, and other financial transactions. So, what is a good credit score in general?

According to FICO, a good credit score ranges between 670 and 739 on a scale of 300 to 850. The data in your credit report helps in determining your credit score. The debts you owe, all the information regarding your credit history, and your repayment history are all considered factors.

A good credit score will make it easier for you to borrow money, receive better interest rates, and, in some situations, get a good house. Some landlords use credit score ratings to screen tenants.

Because your credit score is affected by the historical records in your credit report, you should pay close attention to the details. Understanding your credit report will help you decide which measures to take in improving your credit score. You can undertake several steps to help you get a good credit score.