Online lenders can be a convenient and fast option for personal loans. Many online lenders let you pre-qualify to estimate your rate without affecting your credit score. They often let you apply, receive the money and make payments completely online.

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APR Rates Range From 5.99% (but not more than 35% for loans from App) Maximum APR for qualified consumers. Repayment terms from 3 months to 36 months. This number will be set by your lender and you will be notified of the final number before accepting the loan terms. We are not a lender and does not have the ability to disclose exact APR.

If you borrowed $5000.00 over a 4 years period and the loan had a 8.00% arrangement fee ($400), your monthly repayments would be $131.67, with a total payback amount of $6320.12 which including the 8.00% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR.