Credit cards have become vital for our needs since they are required to pay for every other activity we need. If we need to travel, we would need to pay for gas, and the convenient way to do that will be through a credit card. If you are buying groceries, which are now really costly, you will carry a credit card as it is safer than cash. So the world is surrounded by people doing digital transactions involving credit cards.

From a student to an employee or employer, you will need a credit card to pay utility bills or for some service like Netflix, Spotify, etc. Most people use credit cards to pay these bills since carrying cash is becoming obsolete. Starting your journey in the credit card world would mean developing your credit score to get to the high-tiered credit cards. That journey should start by purchasing a Capital One credit card.