Are You Need an urgent loan? Credit Pay is the best online loan app that gives you money in the bank in 5 minutes. With Credit Pay get funds anytime, anywhere.

As an instant personal loan app trusted by over 5 million users across the country, we offer an instant personal loan online from ₹5,000/- to ₹5,00,000/ with interest rate ranging 0% to 12.00% and for tenures from 60 days to 48 months.

*These numbers are for representation and the final interest rate/fees may vary from one borrower to another depending on credit assessment

Credit Pay - Online Loan App is India’s best online personal loan app and one of the fastest-growing financial technology (Credit Prime) start-up with an NBFC license from RBI providing hassle-free instant online loans. Our mission is to make Personal loans available in less than 3 hours.

👉Example of Credit for Small Business Purchases :👈
✅ Loan amount (Principal): ₹ 30,000.
✅ Interest Rate: 18% per annum.
✅ Tenure: 12 months.
✅ Processing Fee (incl. GST): ₹ 750 (2.5%).
✅ Total Interest: ₹ 3,005.
✅ APR: 22.91%.
✅ EMI: ₹ 2,750.
✅ Total loan repayment amount is ₹ 33,000.
✅ Loan amount is ₹ 30,000. Disbursed amount is ₹ 29,250.
✅ Total Cost of the Loan = Interest Amount + Processing Fees = ₹3005 + ₹750 = ₹3755.

👉Why Choose Credit Pay for Personal Loans :👈
✅ Affordable interest rates
✅ Convenient and affordable EMIs
✅ Two-minute loan application
✅ Paperless documentation
✅ Loans available for those with low credit scores

👉Personal Loan Eligibility Criteria for Salaried Employees :👈
✅ Be a resident of India
✅ Be employed full time in a private or government sector
✅ The net in-hand salary of the individual has to be ₹20k and above in metros or ₹15k and above in tier 2 cities
✅ He/she should have worked for more than six months and receives salary in a bank account
✅ Aadhaar, Pan & Address proof
✅ Receive salary in a bank account

👉Benefits Of The Best Personal Loan App - Credit pay :👈
✅ Instant Loans: Get instant cash within 48 hours.
✅ 100% Digital: Credit Pay - Online Loan app offers paperless service to help save time.
✅ Loan without CIBIL Score: Unlike other personal loan apps, you can take an instant loan even without an existing CIBIL Score From Credit Pay - Fast Cash Loan.
✅ No Hidden Charges: A key feature that makes Credit Pay - Fast Cash Loan one of the best loan app available is transparency. There are no hidden charges, making the entire process a smooth one.
✅ Flexible EMI: Get Flexible EMI plans for all types of loans.

👉How to Apply for Instant Loan:👈
✅ Register to the easy loan app with OTP
✅ Add amount, tenure and net monthly salary
✅ Upload Pan card, identity proof and bank statement
✅ Do KYC & profile setup
✅ Validate address with pin code verification

👉Responsible Lending:👈
Credit Pay - online personal loan app has partnered with RBI regulated NBFCs/Financial Institutions. Our policies and services are fully regulated and legally compliant.

Our Lending partners :
✅ DMI Finance Pvt Ltd
✅ Northern Arc Capital Ltd
✅ Vivriti Capital Pvt Ltd
✅ Utkarsh Small Finance Bank Ltd
✅ TVS Credit Services Ltd

Security & Privacy Policy ;
Credit Pay - Online Loan ensures the safety of its customers via standard security. In simple terms, we do not share personal information with third-party apps. Our app is safe and secure and we do not share customer information with third parties without consent.