creditspike - Quick Personal Growth | Facilitated by Morbus Technologies Private Limited | Powered by RBI-Registered NBFC

Need a fast personal loan? Whether you're a salaried employee or a shop owner, creditspike helps you get instant loans from ₹10,000 to ₹1,00,000, powered by Mahavira Finlease Limited, an RBI-registered NBFC (Registration No. B-14.02400), and facilitated by Morbus Technologies Private Limited.

We offer paper less & minimal documentation and secure disbursal directly to your bank account.

? Loan Details:
Loan Amount: ₹10,000 to ₹1,00,000

Tenure: 64 to 180 days

Interest Rate: 0% to 4% per month

APR (Annual Percentage Rate): Up to 142%

Processing Fee: ₹50 to ₹700 + 18% GST

No hidden charges

? Representative Example:
For a ₹10,000 loan over 4 months:

Interest: ₹1000

Processing Fee: ₹968 (Incl. GST)

Total repayment: ₹11,000

APR: 51.78%

? Key Features:
Instant personal loan disbursal

Fast online KYC

Secure and compliant with RBI norms

24/7 customer support

Rewards on timely repayments

✅ Eligibility:
Salaried Employees with ₹10,000+ net monthly income

Shop Owners/Businessmen/Salaried with valid ID proof

Indian citizen aged 18+ with active bank account

? Required Documents:
PAN Card

Aadhaar or other government-issued ID

Last 3 months bank statement

Salary slip / joining letter (for salaried individuals)

?️ RBI & Legal Disclosure:
Loans are sanctioned by Mahavira Finlease Limited, a Reserve Bank of India (RBI) registered NBFC, Registration No. B-14.02400.

creditspike is a digital loan facilitation platform developed and operated by Morbus Technologies Private Limited, which partners with Mahavira Finlease Limited for loan disbursement.

We are fully compliant with RBI regulations.

? Support:
Have questions? We’re here to help:

? Email: [email protected]
? Website: www.creditspike.in