Credit Score Tracker - Get Your Credit Score Based on Income and Expense SMS
App Description:
Credit Score Tracker is an innovative app that helps you obtain your credit score by analyzing SMS transactions related to income and expenses. This app only reads SMS related to income and expenses, ensuring privacy and security, and it will never upload any SMS data to the server.
Key Features:
* Income and Expense SMS-Based Credit Score Calculation:
The app reads your SMS messages and only analyzes those that contain income and expense transactions to calculate your credit score.
> Only parses SMS related to income and expenses, excluding other types of messages.
> Calculates an accurate score based on transaction amounts and frequency of income and expenses.
* Detailed Credit Score Log:
Track your credit score changes and view clear logs that display SMS parsing details, summarizing parsed income, expenses, and total amounts.
> Only income and expense transactions are displayed, ensuring no unrelated financial SMS are processed.
> Summarizes the parsing results, showing statistics on income, expenses, and total amounts.
> Calculates and displays the credit score data.
* Improve Your Score:
Receive actionable advice to improve your credit score. Maintaining stable income and spending habits will help improve your financial health.
> Suggestions to improve your score, such as increasing income transaction frequency and controlling expenses in a timely manner.
* EMI Loan Calculator - Easily Calculate Your Monthly Payments
The EMI Loan Calculator helps you easily calculate monthly loan payments (EMI), total interest, and total repayment amount.
* Privacy Protection and Data Security:
This app only processes your SMS data locally on the device and will never upload any SMS content to the server.
Strictly adheres to privacy protection policies, with all data used solely for local credit score calculations.
* How It Works:
> Grant SMS Permissions: The app will request permission to read SMS, used solely to parse income and expense transaction information.
> Analyze Income and Expense SMS: It extracts income and expense related SMS content.
> View Your Score: View your credit score and understand the impact of income and expenses.
> Track and Improve: Receive advice on how to improve your credit score and maintain a healthy income and expense pattern.
* Permissions:
> SMS Permissions: This app only requests permission to read SMS related to income and expense transactions.
> No Data Upload: All SMS data is processed only locally on your device, ensuring your privacy and security, with no data uploaded to the server.