• The Plus Score app has been developed in collaboration with CrePASS and various financial institutions in specific countries to assist with the loan approval and credit assessment process.

• Plus Score aims to expand financial access by providing fair loan opportunities (reasonable interest rates) to the unbanked, the underprivileged, and credit holders with limited financial history.

• To achieve this, in addition to the user's existing financial information, alternative data from CrePASS is utilized to enable a more comprehensive and fair credit evaluation.

• Our solutions provide stable and reliable services based on proven technologies from our global customer base.



Information on service access rights

[Required access rights]

-Phone status permission
Request for device authentication and security enhancement.

- Calendar permissions
Supports more accurate evaluation through schedule-based user behavior analysis.

- Address book permission
It is used as an auxiliary indicator to determine the user's network reliability.

- Device information permission
It is required for unique device identification and abnormality detection.

- Bluetooth permissions
Used to analyze user experience based on nearby device connection status.

- Location information permission
We request this to confirm financial service accessibility by region and improve assessment accuracy.


[Optional access rights]

- Notification permission
We request that evaluation results and major announcements be delivered in real time.


Note: This app does not collect or store any personally identifiable information and only references such data at the time of requesting permission.