FAIR Branch-KE SOLUTIONS:
Personal loans are described on our policies as lending money from one individual, organization, or entity to an individual consumer on a non-recurring basis, not for the purpose of financing purchase of a fixed asset or education.
Our services are currently available in , Kenya, Nigeria and Philippines,
Receive your personal loan right to your Bank account, Mobile Money account or your PayPal account.
GET STARTED NOW
♦ Create your account.
♦ Apply in seconds.
♦ Choose a repayment period that suits you.
♦ Receive your loan straight into your Registered Bank account, Mobile Money account, or PayPal account.
KEY FEATURES:
Fair Branch-KE puts you in control of your finances. The app lets you apply for credit on the go and it works 24/7.
♦ Get access to bigger loans, lower fees, and flexible payment terms as you repay.
♦ Loans are approved and in your account fast.
♦ No paperwork, collateral or office visits needed.
♦ We do not require sureties
SAFE AND SECURE
Fair Branch-KE makes getting a personal loan simple by using secured verification systems to verify your identity and create a credit score basing on your CRB credit score.
We encrypt the data you choose to share with us to protect your privacy. We take your PRIVACY very seriously and promise to never share your information with third parties. We only use your personal information in accordance with our Privacy Policy.
RATES AND FEES
Loan amounts vary by country while interest rates and service rate (APR) are made to be flat rate regardless of the country.
What are my Fair Branch-KE to M-Pesa loan terms?
Tenure: the shortest tenor is 61 days, the longest is 365 days
Interest Rate: 12.5% per annum.
Kenya:
Loan Amount: from Kes.1,500 to KES. 100,000.
Processing Fee: 5% of principal amount with minimum amount KES 60 and maximum amount KES 600.
For instance, 61 day loan with a principal amount of KES 3000, the processing fee would be KES 150 and the interest would be KES 61.64 and the total amount due is KES 3211.64 and monthly payment KES 1605.82.
Nigeria:
Loans range from ₦500 to ₦25,000 over a period of 70 days up to 180 days to full repayment. Interest rates ranges from 15% – 29%, Service rates ranges from 1% - 3%, which makes APR of 18% - 30%.
For instance, 61 day loan with a principal amount of ₦ 10000, the processing fee would be ₦500 and the interest would be ₦ 205.48 and the total amount due is ₦ 10705.48 and monthly payment ₦ 5352.74.
Philippines:
Loans range from 250 pesos to 5,500 pesos over a period of 70 days up to 180 days to full repayment. Interest rates ranges from 15% – 29%, Service rates ranges from 1% - 3%, which makes APR of 18% - 30%.
For instance, 61 day loan with a principal amount of ₱1300, the processing fee would be ₱65 and the interest would be ₱26.71 and the total amount due is ₱1391.71 and monthly payment ₱695.86.
6. Repay on time and build a positive credit history
Timely repayment increases your credit limit and allows you to apply for higher loans credit in the future.
CONTACT US
We’re always excited to hear from you! If you have any feedback, questions, or concerns, please e-mail us at
[email protected]
DISCLAIMER:
We,(Crowd1 Fintech Limited) do solemnly concur and abide to Google’s policies especially on protecting users from deceptive or harmful financial products.
You, personal loan consumers require information about the quality, features, fees, risks, and benefits of loan products in order to make informed decisions about whether to undertake the loan.
Please make sure you read and understand our Privacy Policy and Terms and Conditions – which are also available in our app, before applying for loan.
Our service is provided without any warranty, if you are dissatisfied at any point with respect to our terms, you reserve the rights to discontinue using the service.