1. CAPITAL MAGIC - CREDIT LINE: Provided to you by Capital Trust Limited, a BSE/NSE listed RBI registered NBFC. Get instant transfer of funds in your account whenever you want it
कैपिटल मैजिक - क्रेडिट लाइन, आपको कैपिटल ट्रस्ट लिमिटेड द्वारा प्रदान की जाती है, एक बीएसई/एनएसई सूचीबद्ध आरबीआई पंजीकृत एनबीएफसी। जब भी आप चाहें, अपने खाते में धन के तत्काल हस्तांतरण प्राप्त करें।
2. Revolving Credit Line: CAPITAL MAGIC CREDIT LINE provides Revolving Instant Credit up to Rs.10,000 that allows you to draw money into your account at your convenience 24/7
कैपिटल मैजिक क्रेडिट लाइन आपको त्वरित रूप से घुमते रहने वाले क्रेडिट के रूप में प्रदान करता है, जिसके तहत आप 24/7 अपनी सुविधा के अनुसार रुपये 10,000 तक की राशि को अपने खाते में निकाल सकते हैं।
3. Pay only when you use the Credit Line: Apply for a limit and use it whenever you need it. Draw up to your limit between 1st and end of month and repay on 5th of the next month. If you do not use your limit, you pay only a One-Time set up fees of only Rs.50. Pay only on the money you withdraw
4. Costs:
 One time set up fees of Rs.50 only
 Zero % interest, only a 7.5% convenience fees is charged on withdrawal amount. This shall be payable at the time of repayment of dues
5. WHY CHOOSE CAPITAL MAGIC:
• Credit Line from reputed NBFC directly- no digital agent involved
• RBI registered and monitored NBFC
• Get credit limit and draw wherever you need the money
• No paperwork required
• Collateral free
• Automatic enhancement of Credit Limit on good repayment track record

6. BUSINESS owners of the following businesses can use the Revolving Credit Line for their daily needs throughout the month and repay on 5th of next month. Ideal for Kirana stores, Medical Shops, Hardware shops, Vegetable and fruit vendors, Mobile and electronic shops, Garment shops, Tailoring shops, food eateries, etc. etc.
7. SALARIED employees can use the Revolving Credit Line for down payment for a two-wheeler, buy consumer durables like computer, mobile, home appliances like refrigerator, air-conditioner, heater, washing machine, etc. Spend on clothes for a special function, go on a holiday, buy a gift for a dear family member, etc. Spend on marriage of daughter or son, or any happy family occasion. Use the Credit Line to pay for any emergency like hospital bill, medical expenses, etc. Use the loan to pay your child's school fees and any personal expenses
8. Information need to get your Credit Limit
 Pan number
 Aadhaar number
 UPI Bank ID for disbursement
8. How to apply for Capital Magic Credit Line:
i. Install Capital Magic App from Google play store
ii. Register mobile number and accept permissions
iii. Provide Pan number, Aadhaar number and UPI Bank ID
9. Annual Percentage Rate varies from 0% to 120.36%
10. Representative sample:
• Credit Line - Rs.5000
• Withdraw amount - Rs.5000
• One time line set up fee - Rs.50+ GST i.e.Rs.59
• CF - 7.5% + GST i.e. Rs.443
• Total Amount to pay - 5502
• Interest rate - 0%
• APR - 120.36% (including one time set up fee), 106.20% (excluding one-time set up fee)
For example: Suraj applied for a credit line and was approved a credit line of Rs.5000 in January. He doesn't withdraw any money from the approved credit line for the next 3 months i.e. till Mar, he won;t be charged anything except one time credit line set up fee of Rs.50. In Apr, he withdrew Rs.1000 from his credit line for personal reasons. Now only convenience fees will be charged at Rs.1000. He still has an unused line of Rs.4000 which can be used anytime and CF to be charged at the time of usage only
11. Capital Magic respects your privacy: Information requested on the App is fully secure and will be used to generate the best offers for you
13. Customer Complaint: [email protected]
14. Address: Capital Trust Limited, 205, Centrum Mall, Sultanpur, Mehrauli- Gurgaon Road, New Delhi- 110030. Website: www.capitalmagicloan.in