Capital Connect: Smart Loan Management for Capital Trust Clients

Manage Your Business Loan with Ease

Capital Connect is the official loan servicing platform for existing Capital Trust Limited clients. Designed to help you track and manage your loan conveniently, Capital Connect provides a secure and user-friendly interface for accessing loan details, repayment status, and customer support.


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About Capital Trust Limited

Capital Trust Limited is an RBI-registered Non-Banking Financial Company (NBFC) specializing in providing income-generating micro-business loans and secured business loans. With a 300+ branch network across 10 states in North and East India, we combine the best of fintech and traditional financing to serve the needs of small businesses.


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Loan Terms (Example for Existing Clients):

✔ Minimum Tenure: 18 Months
✔ Maximum Tenure: 120 Months
✔ Annual Percentage Rate (APR): 24.90% – 41.40%


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Representative Loan Example:

Loan Amount: ₹100,000

Total Interest Over Tenure: ₹47,000

Processing Fees (Excl. GST): ₹2,500

Net Disbursed Amount: ₹97,500

Total Payable Amount (Principal + Interest + Fees): ₹149,500



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App Features – Simple and Convenient Loan Management:

Capital Connect helps you manage your existing loan account efficiently and securely.
✅ View & Download Loan Repayment Schedule
✅ Access EMI Details & Alerts
✅ Track Bounced EMIs & Penal Charges
✅ Download Statement of Account (SOA)
✅ Request No Objection Certificate (NOC) After Loan Closure
✅ Convenient Repayment: Pay EMIs securely through wallets, net banking, UPI, or other available options
✅ Auto-Debit Registration: Set up or modify auto-debit instructions easily
✅ Request for Loan Foreclosure


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How It Works:

1. Loan Application and Approval:
– All loan applications are processed through Capital Trust branches.
– Physical KYC and credit assessment are conducted by Capital Trust's credit team during a personal visit.


2. Loan Disbursement:
– Once approved, funds are transferred directly to your registered account.
– Loan terms and repayment schedules are explained clearly by the branch team.


3. Loan Management:
– The app is intended for loan management only — not for loan origination or decision-making.
– Track repayment schedules and outstanding balances conveniently through the app.




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Transparency and Security:

We believe in full transparency. All charges, fees, and repayment terms are communicated at the time of loan disbursement through our branch network. Your data is protected with multiple layers of encryption and security protocols to ensure complete confidentiality.


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Eligibility:

✔ Age: 18–65 years
✔ Minimum Monthly Income: ₹25,000
✔ KYC and loan approval process conducted physically by Capital Trust's credit team


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Why Capital Connect Stands Out:

✅ In-person KYC and Credit Evaluation: All applications and approvals are handled directly by Capital Trust's branch team.
✅ Flexible Repayment Options: Pay online through the app or directly to the branch collection team.
✅ Loan Management Platform: The app is designed for loan tracking and management — not for loan origination.
✅ Secure and Transparent: All charges and terms are communicated upfront with no hidden fees.


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Data Privacy & Security:

Your privacy and data security are our top priorities. We have implemented multiple layers of security, including firewalls, security groups, and token authentication, to ensure your personal information is safe and protected at all times.

🔒 For more details, read our Privacy Policy: Capital Trust Privacy Policy


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Need Help?

📩 For any queries or assistance, contact us at [email protected]