“Will my money last in the future?”
SimMoney helps you answer that question in just 5 minutes.
Retirement funds, mortgage payments, children’s living expenses, FIRE planning—turn your invisible financial worries into clear, actionable insights with this life‑planning simulator.

SimMoney is a comprehensive household financial planning tool that visualizes your future cash flow based on real‑life events.
It shows what ordinary budgeting apps cannot: the long‑term impact of income, expenses, investments, and lifestyle changes on your financial future.

■ Realistic simulation of your future
• Advanced investment modeling: contributions, growth, and withdrawal strategies for long‑term portfolios
• FIRE planning support: simulate living costs, investment returns, and sustainable withdrawal rates
• Smart risk management: set an emergency fund and simulate automatic replenishment when your balance runs low

■ Privacy & security you can trust
• Your data stays on your device—never sent to any server
• No account required—start planning instantly

■ Premium features for deeper analysis
• Remove ads for a focused planning experience
• Export data as CSV for PC analysis or sharing with family
• Save up to 100 scenarios to compare “What if I change jobs?” or “What if I buy a house?”

■ Recommended for people who:
• Are pursuing FIRE and want to understand how much they truly need
• Invest regularly but feel unsure about long‑term withdrawal strategies
• Want to know how lifestyle choices affect their financial future
• Need to estimate when their bank balance might run out
• Want a long‑term life plan that includes retirement, housing, and investments
• Want to go beyond simple budgeting and understand their future cash flow

■ Disclaimer
The simulation results provided by this app are for reference only.
They do not guarantee future financial outcomes, and we cannot take responsibility for any decisions made based on the results.

Take the next step from “tracking today’s expenses” to “planning tomorrow’s future.”
Let SimMoney be your compass for life planning.