KTA Advice Smart Loans is an application for online cash loan tips or online credit without collateral in Indonesia.
KTA Advice Smart Loans use easy and fast procedures so that loan applications can be done anywhere and anytime.



To calculate loan interest, the steps are as follows:

1. Determine the amount of the loan or principal (principal) obtained.
2. Determine the interest rate per period, usually in units of years. For example, if the interest rate is 12% per year, then the interest rate per period is 1% per month.
3. Determine the term of the loan in the same period unit as the interest rate unit used. For example, if the interest rate is 1% per month, then the loan term is also calculated in months.
4. Calculate interest per period by multiplying the loan amount by the interest rate per period. For example, the loan amount is IDR 10 million and the interest per month is 1%, then the interest per month is IDR 10 million x 1% = IDR 100 thousand.
5. Calculate the total interest to be paid by multiplying the interest per period by the number of loan periods. For example, if the loan term is 12 months, then the total interest that must be paid is Rp. 100 thousand x 12 = Rp. 1.2 million.
6. Add up the loan amount with the total interest to be paid to get the total payment amount. For example, if the loan amount is IDR 10 million and the total interest to be paid is IDR 1.2 million, then the total payment is IDR 11.2 million.
Please note that there are several types of interest used in the world of finance, such as fixed interest and floating interest. Therefore, the calculation of interest can vary depending on the type of interest used in the loan.

Advantages of KTA Advice Smart Loan Products:
Whether users are on their way home from work, in bed, or at a stressful job, they can complete a loan application with just one phone. Enjoy the benefits of KTA Advice Smart Loans safely. When the user has a financial need for funds, the user must borrow using the KTA Advice Smart Loan. Even if the user has no financial need now, we recommend that the user enter the KTA Advice Smart Loan on the user's cellphone for emergency use.

KTA Advice Smart Loan product steps
Download the KTA Advice Smart Loan application
Register for a KTA Advice Smart Loan personal account
Fill in the information related to the loan
Submit an application and wait for a review
Once approved, you can get this loan safely

Who can borrow at KTA Advice Smart Loans:
Indonesian citizen over 20 years old
Have an Indonesian KTP
Have a valid Indonesian personal account
Have a stable job and income

Data Security and Privacy: KTA Advice Smart Loan protects all user data and will not leak data to third parties without the loan user's consent. User data is subject to the strictest confidentiality and has a robust risk control system. We will not disclose any information to anyone without user's permission